To transform affordable housing into a pathway to equity, opportunity, and self-governance. Unlike rental-only models that trap families in dependency — and often disappear when affordability restrictions expire — Pathway to Equity creates permanent, resident-owned communities that combine:

Safeguards Informed by Precedent â€“ Learning from models like Evergreen Cooperatives, which showed both the potential and challenges of linking community wealth and worker ownership. Pathway to Equity incorporates stronger safeguards — mixed-income design, resident education before ownership, and governance checks — to ensure long-term viability and equity retention.

Shared-Equity Ownership â€“ Residents build wealth over time while affordability is preserved.

Tenant-to-Owner Transitions â€“ Converting at-risk affordable housing into resident-owned cooperatives.

Resident Education & Apprenticeship â€“ Preparing households to sustain ownership and governance long-term.

Community Empowerment â€“ Creating jobs and financial access through worker-owned service enterprises and local credit unions.